Internet Bank FRONT-OFFICE

The Internet Bank Front Office is a robust, secure, and user-centric platform designed to enhance customer interaction and streamline banking services. It supports integrated authentication services such as Mobile TAN, eID, and DigiPass, ensuring secure access. The platform also includes 3D Secure protocols and PSD2-compliant authorization, reinforcing transaction safety and regulatory compliance.

Built on modern technology frameworks like React, the front-end operates as a Single Page Application (SPA), offering smooth, responsive user experiences. Its flexible architecture (MVC, MVVC) allows for easy updates and scalability. Real-time communication is facilitated through secure WebSocket connections (WSS), while data transfers are safeguarded using HTTPS, SSL, and TLS 1.2/1.3 encryption protocols. HMAC-based authentication methods further enhance security, ensuring the integrity and confidentiality of client interactions.

The platform seamlessly integrates with back-office systems and includes features like client forms and customer support, offering comprehensive service management in a secure and efficient manner.

Functionality

Two-Factor Authentication (2FA) login
Dashboard displaying accounts and balances
Accounts section showing accounts, balances, locked amounts, etc.
Payment Card section (block/unblock, other functions)
Payments Section displaying payment history. Enables the creation of payments through universal payments form (SWIFT, SEPA, SEPA INST, etc) and payments between customer accounts.
Bulk payments (supports import of ISO 20022 format).
Currency exchange
Payment signing (with SMS or Digipass as a means of authorization)
Integration with a one onboarding provider of your choice (Sumsub)
Account statements with the ability to export as PDF/EXCEL and filter/search transactions by parameters such as description, type, etc.
Settings for authorization methods, user logs, and account naming
Orders section (for example new account opening order, new payment card order etc.). Allowing bank employees to create orders themselves. Documentation for order construction is included
Communication module for messages between customers and employees, including attachments
News and notifications

Internet Bank FRONT-OFFICE

Functionality

Two-Factor Authentication (2FA) login

Dashboard displaying accounts and balances

Accounts section showing accounts, balances, locked amounts, etc.

Payment Card section (block/unblock, other functions)

Payments Section displaying payment history. Enables the creation of payments through universal payments form (SWIFT, SEPA, SEPA INST, etc) and payments between customer accounts.

Bulk payments (supports import of ISO 20022 format).

Currency exchange

Payment signing (with SMS or Digipass as a means of authorization)

Integration with a one onboarding provider of your choice (Sumsub)

Account statements with the ability to export as PDF/EXCEL and filter/search transactions by parameters such as description, type, etc.

Settings for authorization methods, user logs, and account naming

Orders section (for example new account opening order, new payment card order etc.). Allowing bank employees to create orders themselves. Documentation for order construction is included

Communication module for messages between customers and employees, including attachments

News and notifications