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Blue Smoke

Mobile Applications

Modern mobile banking applications are designed to meet diverse use cases, offering a seamless and secure experience for users. They feature embedded internet banking, providing access to essential banking services on the go. Enhanced security is ensured with additional authentication methods based on biometrics, including Face ID and Touch ID.

The mobile applications also support client onboarding through NFC document reading and geolocation using GPS, ensuring a smooth and secure registration process. Integrated customer support enhances user assistance and engagement.

Built using React Native, the applications are equipped with flexible architectures like MVC and MVCC, and can fully leverage native features of both iOS and Android platforms. Secure data transfer is ensured through HTTPS, SSL, and TLS 1.2/1.3. Additionally, Firebase Cloud Messaging enables real-time notifications, enhancing the overall user experience.

Functionality

  • Two-Factor Authentication (2FA) login
  • Dashboard displaying accounts and balances
  • Accounts section showing accounts, balances, locked amounts, etc.
  • Payment Card section (block/unblock, other functions)
  • Payments Section displaying payment history. Enables the creation of payments through universal payments form (SWIFT, SEPA, SEPA INST, etc) and payments between customer accounts.
  • Currency exchange
  • Payment signing (with SMS or Digipass as a means of authorization)
  • Integration with a one onboarding provider of your choice (Sumsub)
  • Account statements with the ability to export as PDF/EXCEL and filter/search transactions by parameters such as description, type, etc.
  • Orders section (for example new account opening order, new payment card order etc.). Allowing bank employees to create orders themselves. Documentation for order construction is included
  • Communication module for messages between customers and employees, including attachments
  • News and notifications
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